I get asked a lot of questions about being a fashion blogger. Some of the most popular ones are:
- Does it take you forever to get dressed everyday? (No, most days I am super casual.)
- You must do photoshoots all the time. (Nope, I do like one a month with 3-4 outfits.)
- Is it weird taking pictures of yourself all the time? (Yup, totally weird. I’m still working on posing like a human!)
But my favorite question is “Do you spend all your money on clothes?“
The short answer is NO. But the long (and more honest) answer takes a bit more explaining.
The Evolution of a Fashion Blogger Budget.
I started my blog a loooooooong time ago. Like, nine years ago on Tumblr. And I went through a phase where I spent A TON of money on my clothes. I shopped all the time, bought expensive brands, and didn’t really pay attention to where my money was going. If I had, I would have been pretty flabbergasted to find that all of my money was in my closet.
My shopping habits have changed considerably, due in no small part to The Budget. When my husband and I got engaged, some lovely friends of ours (hi, Elmer and Jen!!) gifted us with entry to a Financial Peace University class series. And y’all, it was the best present we got! A lot of couples find it really difficult to talk about money and goals, and this class helped us get past that taboo right off the bat. It took us a little while to really start putting it into practice, but we’ve been budgeting regularly for about a year and a half now. And it’s helped us so much!
So now, I have two line items in the budget. I have a Beauty line, and a Cathy Money line. Beauty is for things like hair cut/color, pedicures, and any beauty procedures I want, like facials. Cathy Money is for anything that I want to spend money one like makeup, clothes, accessories, or my entertainment. All together, I have $400 a month to spend on stuff for me.
I know that sounds like a lot of money. Who shops that much? But when you take into account lady dates with friends, how much moisturizer I go through, and my addiction to lipstick and markers, I have NO PROBLEM going through that every month.
Too Cool For School Egg Cream Mask – Sephora | Belif The True Cream Moisturizing Bomb – Sephora | Matt Liquid Liner – NYX | Super Cliquey Matt Lipstick in Obvs – NYX | Gotcha Covered Concealer in Soft Ivory – NYX | Benefit Roller Lash sample – Sephora | Set It & Don’t Fret It Mineral Powder in Light/Medium- NYX (similar)
So what does the blogger budget break down look like? Here’s my month so far…….
- Tacos – $25 (bean and cheese tacos are my life.)
- Jeffree Star lipstick – $35 (I couldn’t resist the Summer Chrome Collection!)
- New Sandals – $20 (Cat ruined my old ones.)
- JCPenney – $24 (Ashley Nell Tipton tunic on sale!)
- NYX Store – $35 (Went in for concealer came out with concealer, powder, eyeliner, lipstick….)
- Sephora – $31 (New daytime moisturizer and a sheet mask.)
- Pedicure – $50 (Girly time with my girlies!!)
- H&M – $58 (included a gift)
- Tee Fury – $25 (present for my honey!)
- iTunes – $10 (Yes, I still buy my music)
Total – $313
And that’s just half the month! I spent my money a little early this month, so July shopping is finished. But it adds up really quickly. And yes, my obsession with bean and cheese tacos come out of my own money. It’s a sickness, y’all.
It helps having a budget. Some people think that having a budget limits you, but it actually gives you a lot of freedom. I know that every month, I have a set amount of money that I can do whatever I want with, and that is awesome! But I also know that when it’s gone, that’s it. And that if I want something that’s a big purchase, I have to save up for it. For example, I want to get the starter kit from Universal Standard, which is about $500. If I can curb my spending for a couple of months and save half of my budget, I can get it. Something to work towards!
I’d also like to take a page from Nicole’s budget, and start selling my stuff that I don’t wear. Then I can add whatever I make to my budget. Out with the old, in with the new!